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  • 8.8: Bank Regulation
    https://socialsci.libretexts.org/Workbench/Introduction_to_Macroeconomics/08%3A_Monetary_Policy/8.08%3A_Bank_Regulation
    In Money and Banking, we learned that banks are required to hold a minimum percentage of their deposits on hand as reserves. “On hand” is a bit of a misnomer because, while a portion of bank reserves ...In Money and Banking, we learned that banks are required to hold a minimum percentage of their deposits on hand as reserves. “On hand” is a bit of a misnomer because, while a portion of bank reserves are held as cash in the bank, the majority are held in the bank’s account at the Federal Reserve, and their purpose is to cover desired withdrawals by depositors.
  • 33.1: Fundamentals of Banking Crises
    https://socialsci.libretexts.org/Bookshelves/Economics/Economics_(Boundless)/33%3A_Economic_Crises/33.1%3A_Fundamentals_of_Banking_Crises
    Banking crises can be caused by inadequate governmental oversight, bank runs, positive feedback loops in the market and contagion.
  • 15.3: Bank Regulation
    https://socialsci.libretexts.org/Bookshelves/Economics/Principles_of_Macroeconomics_3e_(OpenStax)/15%3A_Monetary_Policy_and_Bank_Regulation/15.03%3A_Bank_Regulation
    In Money and Banking, we learned that banks are required to hold a minimum percentage of their deposits on hand as reserves. “On hand” is a bit of a misnomer because, while a portion of bank reserves ...In Money and Banking, we learned that banks are required to hold a minimum percentage of their deposits on hand as reserves. “On hand” is a bit of a misnomer because, while a portion of bank reserves are held as cash in the bank, the majority are held in the bank’s account at the Federal Reserve, and their purpose is to cover desired withdrawals by depositors.

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