The better your credit, the more likely lenders or providers are to believe that you’ll pay off your debt in the future and the easier these tasks, among many others, may be for you. If you find error...The better your credit, the more likely lenders or providers are to believe that you’ll pay off your debt in the future and the easier these tasks, among many others, may be for you. If you find errors or believe an account was opened fraudulently in your name, visit Link Annual Credit Report Dispute [www.annualcreditreport.com] for information on filing disputes with the credit reporting agency that issued the report and the business that provided the information.